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STAR HEALTH GAIN INSURANCE
Coverage for both inpatient and outpatient treatment
Coverages
Under section – I
Hospitalization Expenses incurred as an inpatient for
Sickness/Illness/Diseases
Accidental injuries
Under section – II
Hospitalization Expenses incurred as
an outpatient treatment subjects to the limits
Room rent & boarding charges as follows
Class A Cities – 2% of the Sum Insured subject to a maximum of Rs. 4,000/- per day
(Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkatta, Mumbai including Thane, Pune, New Delhi & NCR and Secunderabad)
Class B Cities – 1% of the Sum Insured subject to a maximum of Rs. 3,000/- per day
(Baroda, Indore, Ludhiana, Coimbatore , Cochin and all State Capitals other than those falling under Class A)
Class C Cities – 1 % of the Sum Insured subject to a maximum of Rs. 1,000/- per day
(Other Cities)
Nursing charges
Surgeons, Anesthetist, Consultants and Specialists fees
Operation Theatre charges, drugs and medicines diagnostic materials, cost of pace maker etc
Emergency Ambulance charges to go to Hospital for treatment @ Rs 750/- per hospitalisation upto maximum of Rs 1,500/- per policy period
Pre-hospitalization expenses incurred 30 days prior to the date of hospitalization
Post hospitalization expenses on a lump-sum basis @ 7% of the actual hospitalization expenses (excluding room rent and hospital registration charges), subject to a maximum of Rs 5,000/-
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